Dental Insurance
At Boutique for Cosmetic Dentistry, we believe choosing your dentist should be based on the quality of care, trust, and experience you receive—not simply whether a provider is listed as in-network with your insurance company.
We welcome patients with all major PPO dental insurance plans that include out-of-network benefits. While we are currently in-network exclusively with MetLife, we work with a wide variety of insurance providers to help our patients maximize their available benefits.
How Does Out-of-Network Insurance Work?
Being out-of-network doesn't mean you can't use your dental insurance! In fact, the process at our office is often very similar to visiting an in-network provider!
Here's what you can expect:
We'll verify your benefits. Before your appointment, submit your paperwork and our team can review your insurance coverage and provide an estimate of your out-of-pocket costs.
You'll pay your estimated portion. At the time of your visit, you'll only be asked to pay your estimated patient responsibility based on your anticipated insurance benefits.
We'll handle the insurance claims. As a courtesy, our team will submit claims directly to your insurance provider on your behalf, same as an in-network office would.
Your insurance pays its portion. For plans that allow direct reimbursement to our office, your insurance company will process the claim and send payment to us. Any remaining balance that was not covered by insurance will be the patient's responsibility, same as it would in an in-network office.
Our goal is to make the insurance process as seamless and straightforward as possible, so you can focus on what matters most—your smile.
Why Choose an Out-of-Network Dentist?
Choosing an out-of-network provider gives you the flexibility to select a dentist whose approach, philosophy, and level of care align with your expectations instead of choosing a dentist based off of where your Insurance company recommends you go to.
At Boutique for Cosmetic Dentistry, our treatment recommendations are guided by your individual needs, long-term oral health, and aesthetic goals—not solely by insurance limitations or recommendations.
We take pride in offering a personalized, boutique dental experience where we prioritize quality materials, modern technology, conservative treatment, and thoughtful attention to detail.
We believe dental treatment is an investment in your long-term health, confidence, and well-being.
Have Questions About Your Coverage?
Our team is happy to help you understand your benefits, estimate your out-of-pocket expenses, and explore your payment options before beginning treatment.
Please note: We are currently in-network with MetLife only. We welcome other PPO plans with out-of-network benefits but do not participate in or file claims with Medicare or Medicaid. Insurance estimates are not guarantees of payment, and coverage varies by individual plan.